COINDESK · 2026-11-09 10:00 UTC

Coinbase gets full U.S. trust charter from federal banking regulator

The U.S. Office of the Comptroller of the Currency elevated Coinbase National Trust from conditional to full trust charter status, per Coinbase. The charter allows federally regulated custodial and payments services but not full deposit-taking or lending banking. Coinbase Vice Chairman Ryan VanGrack called it a major step in integrating digital assets into the U.S. financial system; the Independent Community Bankers of America has sued the OCC over the charters.

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