BLOOMBERG LAW · 2026-10-30 08:30 UTC

Congress Stalled on Crypto. The OCC Has Mapped a Way Forward

Congress failed to pass the Digital Asset Market Clarity Act, leaving crypto markets without comprehensive federal regulation. The Office of the Comptroller of the Currency has built a legal framework allowing national banks to engage in digital asset activities including custody, trading, staking, and stablecoin issuance. National trust bank charters offer crypto businesses a path forward by providing federal preemption of state licensing requirements without waiting for Congressional action.

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