ZRO · 2026-10-28 08:08 UTC

Digital Asset Settlement Architectures

Article describes three digital asset settlement architectures: single shared ledger (atomic settlement but requires network agreement), linked ledgers (separate networks coordinated by messaging), and hybrid (asset onchain, cash on traditional rails). Each architecture trades off between settlement simplicity and operational independence; the choice of settlement asset (central bank money, tokenized deposits, stablecoins) depends on network availability.

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