CRYPTO IN AMERICA · 2026-11-05 20:57 UTC

House Democrats Eye New Crypto Market Structure Bill As Party Prepares to Take Control of Congress

House Democrats are preparing a new crypto market structure bill building on Rep. Maxine Waters' Crypto Investor and Consumer Bill of Rights, which would expand SEC oversight and give the CFTC a limited role. The proposal includes consumer protections like 24/7 customer service, asset insurance, stricter custody requirements, and monthly proof-of-reserves attestations, plus ethics provisions targeting crypto activities by federal officials. The crypto industry may resist expanded SEC authority given concerns about aggressive enforcement, and disagreements remain over how to regulate…

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